Tuesday, November 1, 2005 
US bank Web sites will be <A HREF="http://www.cnn.com/2005/TECH/internet/10/31/banking.security.ap/index.html">adding additional security measures</A> by the end of 2006 to meet new demands from federal regulators for "two-factor" authentication. That essentially means checking something more than just user name and password to verify a customer's identity. "Phishers" and other Internet fraud artists have become adept at stealing passwords, mainly through "social engineering." Preying on people's propensity to believe something seemingly authoritative, criminals send authentic-looking emails that send unsuspecting people to an authentic-looking Web site where they give away their data.
